{"id":5754,"date":"2025-06-13T11:35:08","date_gmt":"2025-06-13T11:35:08","guid":{"rendered":"https:\/\/homefirstindia.com\/blog\/?p=5754"},"modified":"2025-07-03T10:20:38","modified_gmt":"2025-07-03T10:20:38","slug":"your-income-group-eligibility-chances-lets-quickly-understand","status":"publish","type":"post","link":"https:\/\/blue.homefirstindia.com\/te\/blog\/your-income-group-eligibility-chances-lets-quickly-understand\/","title":{"rendered":"Your Income Group = Eligibility chances, Let\u2019s quickly understand \u2013 Pradhan Mantri Awas Yojana &#8211; PMAY 2.0"},"content":{"rendered":"<p>&nbsp;<\/p>\n<ol>\n<li>EWS (Economically weaker section) \u2013 \u00a0Upto \u20b93,00,000<\/li>\n<\/ol>\n<p>Higher chance of qualification<\/p>\n<ul>\n<li>As the Loan amount and property value would usually fit within PMAY 2.0 eligibility criteria.<\/li>\n<li>Lower risk of early loan closure \u2013 more likely to avail the full 5 instalments of the scheme (\u20b936,000\/year)<\/li>\n<\/ul>\n<ol start=\"2\">\n<li>LIG (Low Income group) \u2013 \u20b93,00,000 &#8211; \u20b96,00,000<\/li>\n<\/ol>\n<p>High chance of qualifying<\/p>\n<ul>\n<li>Access larger properties in value yet keep the loan amount and property value within scheme limits.<\/li>\n<li>Similar to EWS, low risk of early loan closure hence retaining the complete subsidy benefit.<\/li>\n<\/ul>\n<ol start=\"3\">\n<li>MIG (Middle Income Group) \u2013 \u20b96,00,000 &#8211; \u20b99,00,000<\/li>\n<\/ol>\n<p>Average chance of qualification depending on how they abide through the eligibility criteria.<\/p>\n<ul>\n<li>Many MIG buyers make go for Homes that are above the property value limit of \u20b935,00,000.<\/li>\n<li>They can take higher loans but the subsidy benefit is calculated only the first \u20b98,00,000 of the loan<\/li>\n<li>Higher risk of retaining subsidy benefit as they might do early loan closure, if they do higher prepayments within the first 5 years.<\/li>\n<\/ul>\n<p>When eligible across all criteria, they too would avail the same benefit as EWS and LIG of \u20b91,80,000.<\/p>\n<p>For more information, visit our <a href=\"https:\/\/homefirstindia.com\/pradhan-mantri-awas-yojana-pmay\">Pradhan Mantri Awas Yojana (PMAY) page<\/a> and <a href=\"https:\/\/homefirstindia.com\/pradhan-mantri-awas-yojana-pmay#:~:text=PMAY%20Subsidy%20Calculator\">PMAY Subsidy Calculator.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; EWS (Economically weaker section) \u2013 \u00a0Upto \u20b93,00,000 Higher chance of qualification As the Loan amount and property value would usually fit within PMAY 2.0 eligibility criteria. Lower risk of early loan closure \u2013 more likely to avail the full 5 instalments of the scheme (\u20b936,000\/year) LIG (Low Income group) \u2013 \u20b93,00,000 &#8211; \u20b96,00,000 High [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":5755,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[87,89,1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Your Income Group = Eligibility chances, Let\u2019s quickly understand \u2013 Pradhan Mantri Awas Yojana - PMAY 2.0 - Blogs &amp; Articles<\/title>\n<meta name=\"description\" content=\"Your income group affects your PMAY 2.0 eligibility. 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